About Us

Music trade cover that knows your score

We are Cover Notes. We offer specialist business insurance for all aspects of the music industry, providing an extra layer of protection that lets you focus on conducting your business.

The protection we provide is tuned to the needs of the music industry. Whether you are a Retailer, Wholesaler, Manufacturer, Piano Tuner, Teaching School, Repair Workshop or Allied Trade, our special cover features work in harmony with your music business.

Insurance is about reassurance

We have been involved in commercial insurance for over 30 years, providing specific cover for the music trade since 1998. Today, as part of the Howden UK Brokers Limited, our aim remains the same – to provide tailor-made insurance solutions in harmony with the music trade, with specialist cover and first-class customer service.

Building on a reassuring heritage with decades of experience, we combine the power of Howden UK Brokers Limited with the passion of our people to provide world-class insurance expertise with a personal touch.

We work closely with trade bodies to understand the way the industry works, but we know that your business is unique. So, we’ll score your insurance to suit you, investing the time and energy to make sure our advice and support is always tailored to work for you.

Real people – not robots

We’re all about down-to-earth advice and straightforward solutions. When you talk to us, you get a real person at the end of the phone. We take the time to listen to you, providing expertise and understanding to deliver the note-perfect policy for your music business, at the right price.

Our business insurance can be tuned to every section of the music trade. Check out Our Cover to find out more about what we do, our comprehensive range of standard covers essential to anyone running a business and the special features tailored to the music industry. Then give us a call to see what we can do for you.